Model and Characteristics of Islamic Microfinance Performacein The Perspective of Maqashid Syariah in Indonesia. (Learning From Baitul Maal Wat Tamwil (BMT) Usaha Gabungan Terpadu Sidogiri-Indonesia).

Inayati, Titik (2018) Model and Characteristics of Islamic Microfinance Performacein The Perspective of Maqashid Syariah in Indonesia. (Learning From Baitul Maal Wat Tamwil (BMT) Usaha Gabungan Terpadu Sidogiri-Indonesia). Faculty of Economics and Business Dian Nuswantoro University, Semarang. (Unpublished)

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Abstract

Abstrak BMT Usaha Gabungan Terpadu is characteristics are fascinating phenomena to be studied based on the function of baitul maal and baitul tamwil. BMT UGT is the only Islamic Micro Financial Institution established with a background of boarding school, thus, it has uniqueness and different characteristics compared with other BMTs. All founders, administrators and employees are the alumni of Sidogiri Islamic boarding school. The present study aims to find out and prove empirically: (1) function of BMT UGT in carrying out its function based on mudharib interpretation (2) its model and performance characteristics in carrying out its function to improve mudharib’ welfare with maqashid sharia perspective .This study uses qualitative methods by emphasizing what is expressed, understood and perceived through informants’ narration and interpretation. The research informant is customer receiving financing or mudharib from BMT UGT. One case study model of Yin data is used as research method. The data are analyzed by using stages according to Miles and Huberman models. The findings of this study show that (1) Sidogiri BMT UGT was able to improve mudharib welfare in carrying out its function by fulfilling five aspects of maqashid syariah on the needs of daruriyat, hajiyat and tahsiniyat (2) characteristics of Baitul Maal and Baitul Tamwil were applied as performance characteristics in running its function. Keywords: Performance, Welfare, Maqashid Syariah, Daruriyat, Hajiyat and Tahsiniyat

Item Type:	Other
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	Faculty of Economic and Business > Management Study Program
Depositing User:	Sulimin BP3
Date Deposited:	01 Nov 2021 02:15
Last Modified:	01 Nov 2021 02:15
URI:	http://erepository.uwks.ac.id/id/eprint/10493

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