Analisis Pengaruh Capital Adequacy Ratio, Loan To Deposit Ratio, Non Performing Loan, Biaya Operasional Pendapatan Operasional Dan Net Interest Margin Terhadap Kinerja Keuangan Bank Umum (Studi Kasus Pada Bank Umum Yang Terdaftar Di BEI Periode 2014-2016)

Andini, Rian Nur (2018) Analisis Pengaruh Capital Adequacy Ratio, Loan To Deposit Ratio, Non Performing Loan, Biaya Operasional Pendapatan Operasional Dan Net Interest Margin Terhadap Kinerja Keuangan Bank Umum (Studi Kasus Pada Bank Umum Yang Terdaftar Di BEI Periode 2014-2016). Other thesis, Wijaya Kusuma Surabaya University.

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Abstract

ROA (Return On Asset) has a role as one of the indicators to measure the effectiveness of companies in utilizing assets held to generate profit. This research aims to examine the effects of CAR, LDR, NPL, BOPO and NIM on ROA as a measure of the financial performance of Commercial Banks listed on the IDX period 2014-2016. Sampling by purposive sampling method, obtained 29 banks that have complete data every year. So total observation there are 87 samples of annual financial statements. After going through the process of outlier data, the research sample becomes 79 annual financial statements. Technical analysis of this research data using multiple linear regression analysis that is processed with spss program. The results of this study simultaneously show that CAR, LDR, NPL, BOPO and NIM have an effect on ROA. Partial testing of CAR, LDR, NPL against ROA has no significant effect. While BOPO showed significant negative effect and significant positive NIM on ROA.

Item Type: Thesis (Other)
Uncontrolled Keywords: CAR (Capital Adequacy Ratio), LDR (Loan to Deposit Ratio), NPL (Non Performing Loan), BOPO (Operating Cost / Operating Income), NIM (Net Interest Margin), ROA (Return On Asset).
Subjects: H Social Sciences > HF Commerce
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economic and Business > Accounting Study Program
Depositing User: Agus Junaidi
Date Deposited: 22 Mar 2018 03:30
Last Modified: 22 Mar 2018 03:30
URI: http://erepository.uwks.ac.id/id/eprint/424

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